Madisonville I-69 / Pennyrile Parkway commercial-fleet maintenance shop with DOT-NRCME occupational medicine absorbed as a sub-service, not a standalone clinic.

Plant-fleet, state-DOT, school-bus, and municipal-fleet recurring PM and repair demand. Carhartt Hanson DC, Berry Global, Ahlstrom, and Prairie Farms Nortonville plant-yard fleets carry industry-typical PM cycles: 250-hour or quarterly oil-and-filter on Class B straight trucks, 25,000-mile PM on Class A tractors, brake and tire service at 60,000-90,000 mile intervals, and DPF regen and cleaning at manufacturer intervals. KYTC District 2 runs a state-shop self-perform baseline plus selective vendor pass-through for alignment, diagnostics, transmission, and specialty hydraulic work. The HCS and DSISD school-bus fleets run Kentucky State Police school-bus annual inspections, 30-day driver pre-trip, and the 6-month Kentucky school-bus PM cycle. The Hopkins Fiscal Court Road Department and the nine municipal public-works fleets generate intermittent overflow when in-house capacity saturates. We estimate aggregate Hopkins-resident recurring commercial-fleet maintenance demand at $4-9 million annual; a founder-tier shop wins 8-15 percent of that over Years 2-4.

I-69 and Pennyrile Parkway through-driver roadside-repair, diagnostic, DPF-regen, and tire demand. The I-69 corridor carries Indianapolis-Evansville-Memphis bulk freight; the Pennyrile Parkway carries east-west Kentucky cross-state movement from Land Between the Lakes and Paducah toward Elizabethtown and Louisville. The Pilot Travel Center, Love's Travel Stop, and Petro Stopping Center footprint at the Madisonville exits drives the through-driver fuel-stop demand surface. A Hopkins-resident heavy-truck shop within 2-4 miles of the exit cluster wins roadside-call dispatch, DPF and regen service, tire service, electrical and charging-system diagnostic, and brake and air-system repair on driver-down events. The through-driver capture rate competes against Henderson, Hopkinsville, and Owensboro shops; same-shift mobilization and bay availability are the wedge.

DOT-NRCME pre-employment, biennial, return-to-duty, and fitness-for-duty medical-exam demand absorbed as a fleet-shop sub-service. FMCSA Part 391.41 requires biennial physicals for interstate CDL holders. Hopkins-resident CDL holders plausibly number 600-1,200. Biennial cadence implies 300-600 Hopkins-resident DOT physicals per year baseline plus a measurable through-driver share at the I-69 / Pennyrile Parkway exit cluster. The distinctive design choice is to absorb DOT-NRCME as a sub-service of the fleet shop: an NRCME-credentialed nurse practitioner or physician assistant runs a 2-3-day-per-week exam-room schedule out of a clinical bay attached to the maintenance facility, drawing exam volume from the same employer roster that uses the shop for fleet PM. The bundle does not present as a standalone DOT-physical clinic; the medical-exam line is one of seven services and represents 8-15 percent of shop revenue.

Service mix. Seven primary services: heavy-truck preventive maintenance; alignment; diagnostics across engine, transmission, electrical, and DEF/DPF; DPF and regen service; tire service; brake and air-system service; fluid-and-filter. Roadside-call dispatch extends services 1-7, and DOT-NRCME pre-employment, biennial, and fitness-for-duty exams are the bolt-on. ASE Master Heavy Truck-certified technicians plus an NRCME-credentialed clinician staff the operation.

Anchor base sizing. Three Madisonville plant fleets (Berry, Ahlstrom, and the in-construction E. Hofmann), plus Carhartt Hanson DC, Prairie Farms Nortonville, the Warrior Coal surface fleet, KYTC District 2, HCS and DSISD school buses, the Hopkins Fiscal Court Road Department, nine municipal fleets, the I-69 / Pennyrile Parkway through-driver pool, and the independent owner-operator base generate combined commercial-fleet demand sufficient for a 10-18 person multi-bay shop with a 2-3-day NRCME clinical schedule.

Plant-fleet recurring PM engagement (typical 4-12 unit batch on quarterly cadence with oil, filter, lube, brake, and DOT-inspection scope) at $1,200-$4,500 per unit per PM cycle, 250-500 PM cycles per year across the cluster at maturity. Plant-fleet diagnostic and repair engagement (typical 4-16 hour scope on engine, transmission, electrical, and DEF/DPF systems with parts pass-through) at $800-$4,800 per engagement, 150-350 engagements per year at maturity. DPF and regen service, tire service, and brake-system repair (through-driver roadside-call or in-bay) at 1-6 hour scope $400-$2,400 per engagement, 200-450 engagements per year at maturity. School-bus and municipal-fleet PM, Kentucky State Police inspection prep, and repair at 1-8 hour scope $300-$1,800 per engagement, 200-400 engagements per year at maturity. KYTC District 2 specialty pass-through (alignment, diagnostic, transmission, hydraulic) at 6-24 hour scope $1,500-$6,500 per engagement, 40-100 engagements per year at maturity. DOT-NRCME pre-employment, biennial, return-to-duty, and fitness-for-duty exam at a typical 45-minute clinical visit plus chain-of-custody drug-screen pass-through, $95-$165 per exam, 600-1,400 exams per year at maturity blended across local CDL, employer-contract, and through-driver.

Year 1 (founder plus service writer plus 2-3 technicians; NRCME clinician on 2-3-day clinical schedule from launch): 2-3 anchor plant-fleet contracts plus Hopkins Fiscal Court overflow plus initial NRCME exam schedule at $800,000-$1,500,000 revenue base; founder take-home $50,000-$90,000.

Year 2 (technician staffing grows to 6-10; 4-6 anchor plant-fleet contracts plus school-bus seasonal plus KYTC District 2 pass-through plus steady NRCME exam volume): $1.4-$2.4 million revenue base; founder take-home $90,000-$140,000.

Year 3 onward (full anchor roster plus roadside-call dispatch volume plus 1,000+ NRCME exams per year plus employer-contract drug-screen plus injury-triage): $2.2-$3.8 million revenue base; sustained founder take-home $130,000-$180,000. Above $180,000 sustained take-home requires either expansion to a second location at Henderson or Hopkinsville (outside this candidate's lane), or a Year 3-5 SBA 504 graduation real-estate acquisition with separate cash-flow returns from owner-occupied real-estate appreciation. The 504-graduation path is borrower-elective and separate from the Year 1 7(a) operating ask.

Founder-side capital $300,000-$800,000. Heavy-truck lift, alignment rack, air-brake test bench, tire-service equipment, DPF cleaning station, and diagnostic scan-tool suite: $130,000-$280,000. Shop build-out (4-8 bay configuration plus clinical bay plus parts and tooling room plus driver waiting area plus biohazard / drug-screen chain-of-custody compliant clinical fixtures): $80,000-$200,000. Initial parts and tooling float plus shop supplies, PPE, and safety equipment: $35,000-$90,000. Clinical equipment, EHR, scheduling, drug-screen chain-of-custody software, and clinical-grade exam-room fixtures: $40,000-$110,000. Service truck plus roadside-call fleet (1-3 units): $45,000-$140,000. ASE, NRCME, ATSSA, EPA Section 609, Kentucky auto-repair-shop registration, Kentucky business license, Kentucky medical licensure, DEA, KASPER, Workers Comp registration, clinical-malpractice insurance, commercial general liability, garage-keepers, and workers-comp: $35,000-$90,000 initial plus annual recurrence. 12-18 month working-capital reserve: $50,000-$170,000.

No platform-rollup arithmetic, no add-on EBITDA multiple, no franchise posture. The capital range sits inside the owner-operator commercial-fleet shop envelope with a clinical-bay bolt-on. The 504-graduation real-estate path is borrower-elective at Year 3-5 and is a separate underwrite from the Year 1 7(a) operating ask.

• Carhartt RCV Distribution Center (380 Estill Baker Road, Hanson)

  Apparel regional DC — Carhartt Inc., Dearborn, Michigan parent

  Active in market

  360,000 square feet, named for Robert C. Valade. Intra-yard Class B plus contracted Class A inbound and outbound finished-goods flow. We have not confirmed the Hopkins-resident fleet count or maintenance-vendor identity.
• Berry Global Madisonville (515 Island Park Drive)

  Versalite thermoformed cups and containers — Berry Global Group Inc., Evansville, Indiana parent

  Active in market

  NYSE:BERY. October 2012 reopening at $96 million capital with 400+ FTE working figure. Plant-yard fleet operations include intra-plant Class B and outbound Class A finished-goods movements. Hopkins-resident fleet count and maintenance arrangement not yet confirmed.
• Ahlstrom Madisonville

  Nonwoven specialty papers and filtration media — Ahlstrom Oyj, Helsinki, Finland parent

  Active in market

  About 210,000 square foot mill. More than $100 million in aggregate five-year capex including the $68 million October 2023 expansion plus 50 additional FTE per local-news capture. Plant-yard fleet maintenance arrangement not yet confirmed.
• Prairie Farms Dairy Nortonville (60 Hopkinsville Road)

  Dairy processing — Edwardsville, Illinois cooperative parent

  Active in market

  Regional milk-tanker and finished-goods Class A fleet typical of regional dairy DCs (18-35 Class A tractors plus tanker and reefer trailers; site-specific count not yet confirmed).
• ARLP / Warrior Coal LLC (Cardinal Mine; 1924 East Center Street, Madisonville)

  Hopkins-resident active underground-coal mine — coal-haul fleet and underground heavy-equipment maintenance demand

  Active in market

  Subsidiary of Alliance Resource Partners L.P. (NASDAQ:ARLP). 4.4 million tons-per-year 2024 working figure. We have not confirmed the haul-fleet maintenance posture (in-house vs outsourced); ARLP's typical corporate pattern is in-house underground plus selective surface-fleet vendor pass-through.
• E. Hofmann Packaging (greenfield under construction)

  EPS thermoformed-packaging plant — first US plant of E. Hofmann Plastics Inc., Vaughan, Ontario parent

  Active in market

  $43 million, 164 jobs per Kentucky Economic Development Finance Authority materials. Construction-completion target, first-shift staffing date, and fleet-establishment posture not yet confirmed.
• KYTC District 2 Headquarters (Madisonville)

  State-DOT district office — nine-county Western-Kentucky federal-aid project administration

  Institution

  1840 N Main Street, Madisonville. Fleet-maintenance posture is partially in-state-shop self-performed plus selective vendor pass-through for alignment, diagnostic, transmission, and hydraulic work. Vendor-roster openness not yet confirmed.
• Hopkins County Schools Transportation and Dawson Springs ISD Transportation

  K-12 school-bus fleet maintenance — Kentucky State Police school-bus inspection cadence

  Active in market

  HCS roughly 75-110 buses; DSISD roughly 12-18. Kentucky State Police annual inspection, 30-day driver pre-trip, and 6-month school-bus PM cycle.
• Hopkins County Fiscal Court Road Department and the nine home-rule city public-works fleets

  County and municipal fleet-maintenance overflow procurement

  Active in market

  Madisonville, Dawson Springs, Earlington, Hanson, Mortons Gap, Nebo, Nortonville, St. Charles, and White Plains. 30-60 units across the nine municipalities.
• Pilot Travel Center, Love's Travel Stop, and Petro Stopping Center (Madisonville I-69 and Pennyrile Parkway exits)

  Truck-stop operator-dispatch posture on roadside-call — through-driver dispatch and referral channels

  Active in market

  Exact operator mix and roadside-call dispatch posture (in-house vs open-vendor) not yet confirmed.
• Baptist Health Deaconess Madisonville Occupational Medicine

  Regional employer-contract DOT-physical and occupational-medicine surface

  Active in market

  We have not confirmed the saturation posture and overflow-referral posture, which determine whether the NRCME bolt-on positions as gap-fill or as competitor-distinct.
• Owensboro Health Madisonville Healthplex

  Cross-county-satellite occupational-medicine surface

  Active in market

  510 Ruby Drive, Madisonville. Cross-county satellite occupational-medicine scope not yet confirmed.
• Madisonville Community College (KCTCS) — Diesel Technology, Industrial Maintenance, and Automotive Technology

  Technician pipeline — KCTCS Workforce Solutions in-demand-occupation funding and apprenticeship coordination

  Active in market

  2000 College Drive, Madisonville. Apprenticeship-pipeline channel for ASE Master Heavy Truck track.
• Murray State University - Madisonville Regional Campus

  Workforce-development partnership

  Active in market

  600 W Center Street, Madisonville. Enrollment and program mix not yet confirmed.
• Federal Motor Carrier Safety Administration National Registry (nationalregistry.fmcsa.dot.gov)

  NRCME credentialing, 5-year renewal, and public registry search for existing Hopkins-resident certified examiners

  Out-of-county

  FMCSA Part 391.43 framework.
• Kentucky Board of Medical Licensure, Kentucky Board of Nursing, KASPER, DEA Diversion Control, and Kentucky Workers Compensation Funding Commission

  Clinician licensing, prescription-monitoring, controlled-substance, and workers-comp registration channels

  Out-of-county

  Required for the clinical bolt-on staff.
• Drug-screen lab chain-of-custody vendors — LabCorp, Quest Diagnostics, and MEDTOX

  Regional collection-and-courier infrastructure

  Out-of-county

  Required for DOT-NRCME chain-of-custody compliance.
• Heavy-truck OEM parts-and-service networks, tire and brake distributor networks, and diesel diagnostic software vendors

  Volvo/Mack, Freightliner/Detroit, International/Navistar, Peterbilt, Kenworth, and Hino dealer networks; Bridgestone/Firestone, Michelin, Bendix, Meritor, and Haldex distribution; Cummins INSITE, Detroit Diesel Diagnostic Link, JPRO Professional, Noregon, and Cojali Jaltest universal-scan

  Out-of-county

  Required for OEM-warranty alignment, parts flow, and diagnostic-software licensing.

The founder fits one of two patterns. A two-founder structure: an operations founder with 8-15 years of commercial-fleet-maintenance experience at a regional carrier or OEM truck dealership (Volvo/Mack, Freightliner, Peterbilt, Kenworth, International, or Hino) carrying ASE Master Heavy Truck, diesel-engine, electrical, brake, and drivetrain certifications, plus a clinical founder (MD, DO, PA, or NP) with FMCSA NRCME credentialing partnering on the medical-exam bolt-on under a clinical-operator services agreement. Or an operations founder with contracted clinician: the operations founder owns the LLC and contracts a Hopkins-resident NRCME provider on a fractional 2-3-day-per-week arrangement covering the clinical bay. The contracted-clinician model is the lower-capital-friction entry; the two-founder model is the higher-revenue-and-margin design at maturity.

Relationship-portfolio target at launch: Carhartt Hanson DC fleet-maintenance manager; Berry Global Madisonville fleet-maintenance lead; Ahlstrom Madisonville fleet-maintenance lead; Prairie Farms Dairy Nortonville fleet-maintenance lead; the Warrior Coal surface-fleet maintenance superintendent; the E. Hofmann Packaging construction-management prime contact for first-shift fleet-establishment timing; the KYTC District 2 Equipment Branch procurement officer; the HCS Transportation Director and the DSISD Transportation Director; the Hopkins County Fiscal Court Road Department superintendent and the nine home-rule city public-works contacts; Pilot Travel Center, Love's Travel Stop, and Petro Stopping Center general managers for through-driver roadside-call dispatch; the BHDM Occupational Medicine office and the Owensboro Health Madisonville Healthplex OM contact for saturation-posture verification; one to three NRCME-credentialed clinicians (MD, DO, PA, or APRN) Hopkins-resident or within commuting radius for contracted-clinical arrangement; MCC Diesel Technology, Industrial Maintenance, and Automotive Technology coordinators plus the KCTCS Workforce Solutions in-demand-occupation lead; the Murray State University - Madisonville Regional Campus workforce-development partnership; the SBA Kentucky District Office for 7(a) underwriting and 504-graduation pre-conversation; and an insurance broker of record for the multi-coverage stack. Twelve to twenty named contacts by end of Year 1.

Entity and credentialing posture. Kentucky auto-repair-shop registration, EPA used-oil recycler registration, Hopkins County and City of Madisonville occupational license, Kentucky medical licensure (clinician), DEA registration (clinician), KASPER access, commercial general liability, garage-keepers, clinical-malpractice insurance, workers-comp, and DOT operating authority for the roadside-call fleet are all securable inside a 6-9 month launch arc. ASE Master Heavy Truck, diesel-engine, electrical, brake, and drivetrain certifications, plus NRCME credentialing on the clinical side. Insurance broker of record with a Western-Kentucky commercial-fleet-and-clinical-services broker structures the multi-coverage stack. The banker 504-graduation flag is borrower-elective; Phase 1 underwriting is 7(a) operating only.

The practice is an owner-operator multi-bay commercial-fleet shop with a clinical-bay bolt-on. National fleet-services platforms (FleetPride, Speedco, TA Truck Service) compete at multi-shop chain scope where engagement scopes absorb their cost structure. The regional same-shift mobilization at the Madisonville I-69 / Pennyrile Parkway exit cluster sits below the national-chain pricing floor.

• — Carhartt RCV Distribution Center Hanson current FTE, Hopkins-resident fleet count, and maintenance-vendor identity — top priority.
• — Berry Global Madisonville and Ahlstrom Madisonville current FTE, Hopkins-resident plant-yard fleet count, and maintenance arrangement.
• — Prairie Farms Dairy Nortonville Hopkins-resident fleet count and maintenance arrangement.
• — Warrior Coal Cardinal Mine surface-haul fleet maintenance posture (in-house vs outsourced).
• — E. Hofmann Packaging construction-completion target, first-shift staffing date, and fleet-establishment posture.
• — KYTC District 2 fleet-maintenance vendor-roster openness for specialty pass-through (alignment, diagnostic, transmission, hydraulic).
• — Existing Madisonville exit-cluster multi-bay heavy-truck shop competitive set within 4-6 miles of the I-69 / Pennyrile Parkway junction.
• — BHDM Occupational Medicine employer-contract saturation and overflow-referral posture; gates whether the clinical bolt-on positions as gap-fill or as competitor-distinct.
• — Owensboro Health Madisonville Healthplex occupational-medicine posture.
• — Hopkins-resident NRCME-credentialed clinician pool and contracted-clinical recruitability.
• — Hopkins-resident commercial-CDL-holder estimate via FMCSA carrier data filtered to Hopkins ZIPs — sizes the biennial-physical baseline.
• — I-69 and Pennyrile Parkway through-driver DOT-physical and roadside-call capture rate against competing stops at Henderson and Hopkinsville.
• — Pilot, Love's, and Petro footprint at the Madisonville exits and truck-stop operator-dispatch posture on roadside-call (in-house vs open-vendor).
• — MCC Diesel Technology, Industrial Maintenance, and Automotive Technology current student count and apprenticeship pipeline cadence.
• — Hopkins County Schools and DSISD school-bus fleet count, Kentucky State Police school-bus inspection cadence, and PM overflow posture.
• — Hopkins County Fiscal Court Road Department and the nine home-rule city public-works fleet counts and maintenance arrangements.
• — 504-graduation real-estate availability at the Madisonville I-69 / Pennyrile Parkway exit cluster — commercial-shop parcels, ownership, and ask-price band for the Year 3-5 borrower decision.

Tonight, this week, this month — in that order. Each step produces a yes/no or a number, not a deeper understanding.